What is capital adequacy ratio of Axis Bank?
Table of Contents
20.6%
Axis Finance remains well capitalized with Capital Adequacy Ratio of 20.6%. The asset quality metrics remain stable with net NPA at 1.8% with near zero restructuring.
What is the current CASA ratio of Axis Bank?
Financials
| Key Financial Ratios of Axis Bank (in Rs. Cr.) | Mar 21 | Mar 18 |
|---|---|---|
| CASA (%) | 44.92 | 53.75 |
| Net Profit Margin (%) | 10.35 | 0.60 |
| Operating Profit Margin (%) | -12.96 | -23.35 |
| Return on Assets (%) | 0.66 | 0.03 |
What is CASA ratio of Axis Bank 2020?
CASA and Retail Term Deposits on a QAB basis put together recorded a growth of 22% YOY. The share of CASA and Retail Term Deposits in the Total Deposits was 80% as of 31st March 2020. The Bank’s advances grew 15% YOY to `5,71,424 crores as on 31st March 2020. The Bank’s loan to deposit ratio stood at 89%.
What is NPA ratio of Axis Bank?
Axis Bank’s Gross NPA and Net NPA levels were 3.85% and 1.20% respectively as against 3.70% and 1.05% as on 31st March 2021. The bank’s other income fees grew 62% to ₹2,668 crore.
How is capital adequacy ratio calculated?
Calculating CAR The capital adequacy ratio is calculated by dividing a bank’s capital by its risk-weighted assets. The capital used to calculate the capital adequacy ratio is divided into two tiers.
What is a good CASA ratio?
A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3-4%.
What is difference between gross NPA and net NPA?
Summary of Gross NPA and Net NPA Gross non-performing assets refer to the sum of all the loans that have been defaulted by the borrowers within the provided period of ninety days while net non-performing assets are the amount that results after deducting provision for unpaid debts from gross NPA.
What is CASA ratio of HDFC Bank?
The bank’s CASA ratio stood at around 47% as of 31 December 2021, as compared to 43% as of 31 December 2020 and 46.8% as of 30 September 2021. Shares of HDFC Bank were trading 0.17% higher at Rs 1,522.30 on BSE. HDFC Bank is one of India’s leading private banks.
What is capital adequacy ratio in India?
In India, the Reserve Bank of India (RBI) mandates the CAR for scheduled commercial banks to be 9%, and for public sector banks, the CAR to be maintained is 12%.
What is capital adequacy in banks?
Capital Adequacy Ratio (CAR) is the ratio of a bank’s capital in relation to its risk-weighted assets and current liabilities. It is decided by central banks and bank regulators to prevent commercial banks from taking excess leverage and becoming insolvent in the process.
What is CASA ratio formula?
Current Account Savings Account Ratio The CASA ratio indicates how much of a bank’s total deposits are in both current and savings accounts. The ratio can be calculated using the following formula: CASA Ratio = CASA Deposits ÷ Total Deposits.
What is the difference between GNPA and NNPA?
Gross non-performing assets refer to the sum of all the loans that have been defaulted by the borrowers within the provided period of ninety days while net non-performing assets are the amount that results after deducting provision for unpaid debts from gross NPA.
What is capital adequacy ratio?
Capital adequacy ratio is the ratio which protects banks against excess leverage, insolvency and keeps them out of difficulty. It is defined as the ratio of banks capital in relation to its current liabilities and risk weighted assets. Risk weighted assets is a measure of amount of banks assets, adjusted for risks.
What is the total assets of Axis Bank?
VII Debit balance in Profit & Loss account – Total Assets 92,78,718 92,78,718 I Capital and Liabilities II V I II III IV Axis Bank| XIII. MAIN FEATURES OF REGULATORY CAPITAL AS ON 31st MARCH 2020
What are the capital adequacy guidelines stipulated by RBI?
The Bank is subject to the capital adequacy guidelines stipulated by RBI, which are based on the framework of the Basel Committee on Banking Supervision.
What is the minimum capital ratio required under Basel III guidelines?
As per Basel III guidelines, the Bank is required to maintain a minimum Capital to Risk Weighted Assets Ratio (CRAR) of 9% {11.5% including Capital Conservation Buffer (CCB)}, with minimum Common Equity Tier I (CET1) of 5.5% (8% including CCB) as on 30thSeptember 2020.